Download pdf----Here----Credit Card Processing FAQ
Credit Card Processing FAQ
Supported Payment Gateways
What happens during a typical Internet Credit Card transaction?
What are some of the means that a customer can provide their credit card
information, and what is the difference?
Where do the Vendapin CC processing engine and VitalPS fit in?
Using Vendapin CC processing engine for processing Credit Card:
Using VitalPS Integrator engine for processing Credit Cards:
How do I settle transactions with the Vendapin CC VitalPS processing engine ?
What is a payment gateway?
What is a payment processor?
What is a merchant account?
How do I get a merchant account?
What do I have to do to go through a payment processor?
Download pdf----Here----Credit Card Processing Best Practices
Credit Card Processing Best Practices
Card-Present Transactions
Swiping the Card
Verifying the Account Number
When Cards Won’t Read When Swiped
Minimizing Key-Entered Transactions
Verifying Credit Card Security Features during Transaction Processing
Back of Card
Dealing with Unsigned Cards
Authorization
Zero-Percent Tip Authorization
Split Sales and Split-Tender Transactions
Signature and Identification
Suspicious Behavior
Skimming
Code 10 Calls
Recovered Cards
Card Recovery Procedures
Card-Not-Present Transactions
12 potential signs of CNP fraud
Reversals
Download Here------pdf-----Credit Card Processing Glossary
Credit Card Processing Glossary
ACH (Automated Clearing House)
Acquirer:
Acquiring Bank
Address Verification Service (AVS):
Adjustment:
Audio Response Unit (ARU):
Authorization:
Authorization Response:
Approval -- transaction was approved
Decline -- transaction was not approved
Call Center -- response pending more information, merchant must call the toll-free authorization phone
number.
Authorization Code:
Auto Close:
Automated Clearing House (ACH) File:
Average Ticket (Average Sale):
Bankcard:
Batch:
Batch Close
Capture:
Cardholder:
Card Issuing Bank:
Card Not Present:
Chargeback:
Close Batch:
Code 10 Authorization:
Commercial Cards:
Corporate Card:
Credit (Reversal):
DDA Account:
Debit Card:
Deposit Correction Notice (DCN):
Discount Rate:
Edit Rejects:
Electronic Cash Register (ECR):
Electronic Date Capture (EDC):
Fleet cards:
Footer:
Independent Sales Organization (ISO):
Interchange:
Interchange Fee:
Internet Service Provider (ISP):
Issuing Financial Institution:
Manual Close:
Merchant: Customer of a processor/acquirer.
Merchant Identification Number (MID):
Magnetic Stripe:
Mail Order/Telephone Order (MOTO):
Network:
Non-Qualified Transaction Fees (NON-Qual):
PC Software:
Private Label Cards:
Point Of Sale (POS):
POS Terminal:
Processor:
Processing Network (Vendor):
Procurement/Purchasing Cards:
Real-Time Processing
Reserve Account
Sales Draft (Ticket):
Secure Payment Gateway:
Secure Payment Software/Software Module/Payment Module:
Settlement:
Shopping Cart Software:
Shopping Cart Software Providers:
Smart card:
Terminal Software:
Smart card:
Software: .
Sponsoring Bank:
T & E cards:
Terminal:
Terminal Identification Number (TID):
Third-Party Processor:
Third Party Secure Payment Gateway:
Transaction Fee
Value Added Reseller (VAR):
Batch
Card Issuer
Chargeback
Credit
Discount Rate
EDC (Electronic Data Capture)
ISO (Independent Sales Organization)
Issuing bank
Merchant Account
Merchant Bank
MO/TO
merchant
Recurring Fees
Real-Time Authorization
Real-time Processing
Reserve Account
Representment
SET (Secure Electronic Transaction)
Settlement
Ticket Size
